At MNJ Insurance Solutions, we have knowledge and years of experience of the market, benefit trends, and various funding methods. Our clients rely on us to assist them with the annual evaluation of health and welfare benefits, assist with design, cost cutting when necessary, implementation, and ongoing management of their Employee Benefits programs.

Benefit Planning

Listed below are examples of the services we provide:

  • Annual due diligence and evaluation of the market
  • Review plan design
  • Employer contribution modeling
  • Network disruption analysis
  • Negotiating and monitoring costs
  • Assistance with billing and claims issues
  • Employee education and enrollment meeting support
  • Health Care Reform Updates
  • Legislative/Compliance Updates
  • Notice Requirements (i.e. ERISA, Health Care Reform Notices, etc.)
  • Coordinate and implement health fairs

We also have resources for the following services:

  • Federal COBRA
  • Section 125 Flexible Spending Accounts “FSA” and Premium Only Plans “POP”
  • ERISA compliance requirements
  • IRS Form 5500 for applicable employers
  • IRS 1094-C and 1095-C reporting requirements for applicable large employers
  • Online benefits administration
  • Payroll services

We work closely with a multitude of Insurance companies to discern which products, services and solutions fit the needs of our clients. Every client has unique needs. Therefore, it is important to strategically review which solutions are the right balance of benefits, provider and hospital access, while maintaining the client’s budget.