Articles, News and Information

2022 MetLife: 20th Annual Employee Benefit Trends Study

As workplace dynamics continue to change and evolve, it is important to understand the shifting environments. The pandemic brought accelerating trends to the market, including but not limited to greater interest in flexible working arrangements, more work-life balance, financial well-being, mental health awareness, and much more. The MetLife’s 20th Annual U.S. Employee Benefit Trends Study 2022…

COBRA Subsidy Final Notice Requirement (September 2021)

September 30, 2021 marks the conclusion of the 100% COBRA or Cal-COBRA subsidy period through the American Rescue Plan Act. As we approach the expiration date, there is a final notice that must be sent to Assistance Eligible Individuals (AEIs) announcing the conclusion of the subsidy period, along with information on their continuation of coverage…

COBRA ARPA Subsidy: What Employers Need to Know

If you are an employer who offers employee benefits and have terminated individuals, or if you have had employees with a reduction of hours within the last 17 months, it is important to learn more about the COBRA provisions of The American Rescue Plan Act of 2021. President Biden signed ARPA into law on March…

The American Rescue Plan Act of 2021: COBRA Model Notices

On March 11, 2021, President Biden signed the American Rescue Plan Act of 2021, which provides 100% COBRA subsidies for certain individuals beginning on April 1, 2021 through September 30, 2021. Limitations may apply. On April 7, 2021, the Department of Labor released guidance and the NEW required model notices that determine how the COBRA…

California Expands Leave Under the CFRA

Effective January 1, 2021, there are amendments to expand the leave law requirements of the California Family Rights Act (CFRA) and requires employers with at least five employees to comply, includes new reasons for leave, and adjusted leave limits.   What is California Leave Rights Act? CFRA provides 12 weeks of unpaid, job-protected leave in…

2021 Pay or Play Penalties Increase

On August 19, 2020, the IRS updated its Pay or Play Frequently Asked Questions to include the annual adjusted penalty amounts for the 2021 calendar year. When the Affordable Care Act was first implemented, there were two penalties for the Pay or Play, 4980H(a) penalty and the 4980H(b) penalty for Applicable Large Employers, also referred…