Articles, News and Information

Practical Tips for Employers & Employees: Coronavirus Pandemic

In uncertain times such as these, employees are looking for guidance wherever they can find it. Listed below are practical tips Employers can help calm some of their employees’ fears by taking the following actions: Acknowledge employee fears surrounding their jobs and the company, but also reassure them of their value to the company and…

California Individual Mandate Returns in 2020

Beginning in 2020, California imposes a state individual mandate that requires individuals in California to maintain health coverage or pay a penalty. The California law largely mirrors the federal individual mandate requirement under the Affordable Care Act (ACA) that was effectively eliminated, beginning in 2019.  California’s individual mandate requires most individuals in the state (and…

President Trump’s Executive Order: The Impact to Employers and Employees

As stated in the prior blog posting, the Executive Order serves as a policy statement and the applicable agencies are not likely to take immediate action on this directive. However, once the Department heads for Health and Human Services, the Treasury, and Labor are confirmed and in place, we may see guidance as to how…

President Trump Signed Executive Order Addressing the ACA

Many of our clients and prospects have been asking the same question…”Now that President Trump is in office, what is going to happen with the ACA? When do you foresee changes?  What is going to happen to Covered California?”  These are all valid questions and concerns.  We are going to stay informed of any changes…

Understanding the Small Business Health Care Tax Credit for 2016

We receive many calls from clients and prospects regarding the Small Business Health Care Tax Credit, so we thought we would provide a brief summary for 2016.  The Small Business Health Care Tax Credit is designed to encourage small businesses and small tax-exempt employers to offer health insurance coverage to their employees.   In general,…

2017 Key Dates for Open Enrollment: Individual/Family Medical Plans

  Did you know that in 2017 the Open Enrollment period is November 1, 2016 through January 31, 2017?  Did you know that if you do not have qualified medical coverage, meeting the minimum essential benefits, that you may face a penalty for not having health insurance coverage, according to the ACA?  (Note: there are a…