{"id":4105,"date":"2017-02-17T15:02:28","date_gmt":"2017-02-17T23:02:28","guid":{"rendered":"http:\/\/www.mnjinsurance.com\/?page_id=4105"},"modified":"2020-06-05T11:44:25","modified_gmt":"2020-06-05T18:44:25","slug":"tax-free-strategies","status":"publish","type":"page","link":"https:\/\/mnjinsurance.com\/tax-free-strategies\/","title":{"rendered":"Tax Free Strategies"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-352b07ef7d3bc99b2e9f92e7a9e06bdb\">\n.flex_column.av-av_one_full-352b07ef7d3bc99b2e9f92e7a9e06bdb{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_one_full-352b07ef7d3bc99b2e9f92e7a9e06bdb av_one_full  avia-builder-el-0  el_before_av_one_half  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_heading-73a1b1062e4f935b0ec70e1dfa8c3e07\">\n#top .av-special-heading.av-av_heading-73a1b1062e4f935b0ec70e1dfa8c3e07{\npadding-bottom:10px;\nfont-size:23px;\n}\nbody .av-special-heading.av-av_heading-73a1b1062e4f935b0ec70e1dfa8c3e07 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-av_heading-73a1b1062e4f935b0ec70e1dfa8c3e07 .av-special-heading-tag{\nfont-size:23px;\n}\n.av-special-heading.av-av_heading-73a1b1062e4f935b0ec70e1dfa8c3e07 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-av_heading-73a1b1062e4f935b0ec70e1dfa8c3e07 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-av_heading-73a1b1062e4f935b0ec70e1dfa8c3e07 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-73a1b1062e4f935b0ec70e1dfa8c3e07 av-special-heading-h3 blockquote modern-quote  avia-builder-el-1  avia-builder-el-no-sibling  av-inherit-size'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >Minimize the amount of taxes you pay for in retirement<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_half-352b07ef7d3bc99b2e9f92e7a9e06bdb\">\n.flex_column.av-av_one_half-352b07ef7d3bc99b2e9f92e7a9e06bdb{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_one_half-352b07ef7d3bc99b2e9f92e7a9e06bdb av_one_half  avia-builder-el-2  el_after_av_one_full  el_before_av_one_half  first flex_column_div av-zero-column-padding column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_image-a0c2b9db80e6a92c0edb2aac574464fc\">\n.avia-image-container.av-av_image-a0c2b9db80e6a92c0edb2aac574464fc img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-av_image-a0c2b9db80e6a92c0edb2aac574464fc .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-av_image-a0c2b9db80e6a92c0edb2aac574464fc av-styling- avia-align-center  avia-builder-el-3  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><a href=\"http:\/\/mnjinsurance.provenwealthstrategies.com\/free-access\" class='avia_image' target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" class='avia-img-lazy-loading-not- avia_image ' src=\"http:\/\/www.mnjinsurance.com\/wp-content\/uploads\/PWS-Julie-Jenning.png\" alt='' title=''   itemprop=\"thumbnailUrl\"  \/><\/a><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_half-2a64de42b738552fe666ca889af77e28\">\n.flex_column.av-av_one_half-2a64de42b738552fe666ca889af77e28{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_one_half-2a64de42b738552fe666ca889af77e28 av_one_half  avia-builder-el-4  el_after_av_one_half  el_before_av_hr  flex_column_div av-zero-column-padding column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_icon_box-7bccee4b5ace35dafd8523ef844dc78d\">\n.iconbox.av-av_icon_box-7bccee4b5ace35dafd8523ef844dc78d .iconbox_icon{\nborder:1px solid #2674b4;\n}\n#top #wrap_all .iconbox.av-av_icon_box-7bccee4b5ace35dafd8523ef844dc78d .iconbox_content_title{\ncolor:#2674b4;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-av_icon_box-7bccee4b5ace35dafd8523ef844dc78d  avia-builder-el-5  avia-builder-el-no-sibling  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue840' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" >Life Insurance<\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p>How much in taxes do you want to pay in retirement? If you own any qualified accounts such as 401(k)s or IRAs, you are already heading toward a substantial tax bill coming due once you start using those retirement accounts for income.<\/p>\n<div  class='avia-button-wrap av-av_button-f9c73b3b89ff6ead3e5c56a0573046d1-wrap avia-button-center  avia-builder-el-6  avia-builder-el-no-sibling '><a href='http:\/\/mnjinsurance.provenwealthstrategies.com\/free-access'  class='avia-button av-av_button-f9c73b3b89ff6ead3e5c56a0573046d1 avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color'  ><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >WATCH THE VIDEO<\/span><\/a><\/div>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div>\n<div  class='hr av-av_hr-dcd2069817a0e3d34ae04cad8f3443c7 hr-default  avia-builder-el-7  el_after_av_one_half  el_before_av_three_fifth '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_three_fifth-6126cab7d8fab8d08143dd2dacdf673c\">\n.flex_column.av-av_three_fifth-6126cab7d8fab8d08143dd2dacdf673c{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_three_fifth-6126cab7d8fab8d08143dd2dacdf673c av_three_fifth  avia-builder-el-8  el_after_av_hr  el_before_av_two_third  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_heading-58fd089f9d7bdfcb437ee3c6f662988b\">\n#top .av-special-heading.av-av_heading-58fd089f9d7bdfcb437ee3c6f662988b{\npadding-bottom:10px;\nfont-size:23px;\n}\nbody .av-special-heading.av-av_heading-58fd089f9d7bdfcb437ee3c6f662988b .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-av_heading-58fd089f9d7bdfcb437ee3c6f662988b .av-special-heading-tag{\nfont-size:23px;\n}\n.av-special-heading.av-av_heading-58fd089f9d7bdfcb437ee3c6f662988b .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-av_heading-58fd089f9d7bdfcb437ee3c6f662988b .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-av_heading-58fd089f9d7bdfcb437ee3c6f662988b .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-58fd089f9d7bdfcb437ee3c6f662988b av-special-heading-h3 blockquote modern-quote  avia-builder-el-9  avia-builder-el-no-sibling  av-inherit-size'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >Who exactly are the wealthy?<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_two_third-6126cab7d8fab8d08143dd2dacdf673c\">\n.flex_column.av-av_two_third-6126cab7d8fab8d08143dd2dacdf673c{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_two_third-6126cab7d8fab8d08143dd2dacdf673c av_two_third  avia-builder-el-10  el_after_av_three_fifth  el_before_av_one_third  first flex_column_div av-zero-column-padding '     ><section  class='av_textblock_section av-av_textblock-0366cc7376be6c9e82a3e9cc8987b64f'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><div id=\"comp-istdsxla\" class=\"s13\" data-reactid=\".0.$SITE_ROOT.$desktop_siteRoot.$PAGES_CONTAINER.1.1.$SITE_PAGES.$hh75y.1.$comp-istb5vfa.1.$comp-istb5vh5\/=1$comp-istb5vh5.1.$comp-istdsxla\">\n<div id=\"comp-istdsxlainlineContent\" class=\"s13inlineContent\" data-reactid=\".0.$SITE_ROOT.$desktop_siteRoot.$PAGES_CONTAINER.1.1.$SITE_PAGES.$hh75y.1.$comp-istb5vfa.1.$comp-istb5vh5\/=1$comp-istb5vh5.1.$comp-istdsxla.0\">\n<div id=\"comp-istdrvua\" class=\"s1\" data-reactid=\".0.$SITE_ROOT.$desktop_siteRoot.$PAGES_CONTAINER.1.1.$SITE_PAGES.$hh75y.1.$comp-istb5vfa.1.$comp-istb5vh5\/=1$comp-istb5vh5.1.$comp-istdsxla.0.$comp-istdrvua\">\n<p class=\"font_7\">If you make $67,280 or more in annual income, you are the Top 25% of income earners in America. You make an uncommon amount of income compared to the general population and are considered &#8220;wealthy&#8221;.<\/p>\n<p class=\"font_7\">With this in mind, the government then appropriates the amount of taxes you pay for in correlation to the amount of income you make.\u00a0Therefore, the majority of taxes &#8211; a staggering amount of 84%* &#8211; solely comes from the Top 25% of wage earners.<\/p>\n<p class=\"font_7\">* Source: Internal Revenue Services 2010-2014 Database<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"comp-ivu1nurc\" class=\"s14\" data-align=\"center\" data-disabled=\"false\" data-margin=\"0\" data-should-use-flex=\"true\" data-state=\"desktop shouldUseFlex center\" data-reactid=\".0.$SITE_ROOT.$desktop_siteRoot.$PAGES_CONTAINER.1.1.$SITE_PAGES.$hh75y.1.$comp-istb5vfa.1.$comp-istb5vh5\/=1$comp-istb5vh5.1.$comp-ivu1nurc\" data-prev-text=\"Learn more \u00bb\" data-prev-min-width=\"109\" data-prev-width=\"109\"><a href=\"http:\/\/www.mnjinsurance.com\/who-exactly-are-the-wealthy\/\"><span id=\"comp-ivu1nurclabel\" class=\"s14label\" data-reactid=\".0.$SITE_ROOT.$desktop_siteRoot.$PAGES_CONTAINER.1.1.$SITE_PAGES.$hh75y.1.$comp-istb5vfa.1.$comp-istb5vh5\/=1$comp-istb5vh5.1.$comp-ivu1nurc.0.0\">Learn more \u00bb<\/span><\/a><\/div>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_third-0aa7055fe62c3622faec82866afbaeb2\">\n.flex_column.av-av_one_third-0aa7055fe62c3622faec82866afbaeb2{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_one_third-0aa7055fe62c3622faec82866afbaeb2 av_one_third  avia-builder-el-12  el_after_av_two_third  el_before_av_hr  flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_image-1dc153cc94a08491728f24d20526bbc3\">\n.avia-image-container.av-av_image-1dc153cc94a08491728f24d20526bbc3 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-av_image-1dc153cc94a08491728f24d20526bbc3 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-av_image-1dc153cc94a08491728f24d20526bbc3 av-styling- avia-align-center  avia-builder-el-13  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-4157 avia-img-lazy-loading-not-4157 avia_image ' src=\"https:\/\/mnjinsurance.com\/wp-content\/uploads\/Wealthy-Couple.png\" alt='Wealthy-Couple' title='Wealthy-Couple'  height=\"667\" width=\"566\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/mnjinsurance.com\/wp-content\/uploads\/Wealthy-Couple.png 566w, https:\/\/mnjinsurance.com\/wp-content\/uploads\/Wealthy-Couple-255x300.png 255w, https:\/\/mnjinsurance.com\/wp-content\/uploads\/Wealthy-Couple-450x530.png 450w\" sizes=\"(max-width: 566px) 100vw, 566px\" \/><\/div><\/div><\/div><\/div>\n<div  class='hr av-av_hr-dcd2069817a0e3d34ae04cad8f3443c7 hr-default  avia-builder-el-14  el_after_av_one_third  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_heading-b6850aaae11fc4410ce1193e2642bfaa\">\n#top .av-special-heading.av-av_heading-b6850aaae11fc4410ce1193e2642bfaa{\npadding-bottom:10px;\nfont-size:23px;\n}\nbody .av-special-heading.av-av_heading-b6850aaae11fc4410ce1193e2642bfaa .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-av_heading-b6850aaae11fc4410ce1193e2642bfaa .av-special-heading-tag{\nfont-size:23px;\n}\n.av-special-heading.av-av_heading-b6850aaae11fc4410ce1193e2642bfaa .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-av_heading-b6850aaae11fc4410ce1193e2642bfaa .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-av_heading-b6850aaae11fc4410ce1193e2642bfaa .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-b6850aaae11fc4410ce1193e2642bfaa av-special-heading-h3 blockquote modern-quote modern-centered  avia-builder-el-15  el_after_av_hr  el_before_av_one_full  av-inherit-size'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >Three biggest risks you face during retirement<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-6126cab7d8fab8d08143dd2dacdf673c\">\n.flex_column.av-av_one_full-6126cab7d8fab8d08143dd2dacdf673c{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_one_full-6126cab7d8fab8d08143dd2dacdf673c av_one_full  avia-builder-el-16  el_after_av_heading  el_before_av_one_third  first flex_column_div av-zero-column-padding '     ><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_third-6126cab7d8fab8d08143dd2dacdf673c\">\n.flex_column.av-av_one_third-6126cab7d8fab8d08143dd2dacdf673c{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_one_third-6126cab7d8fab8d08143dd2dacdf673c av_one_third  avia-builder-el-17  el_after_av_one_full  el_before_av_one_third  first flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_image-bb9c6881ef8ddf9fbc12b3d2ef063a7f\">\n.avia-image-container.av-av_image-bb9c6881ef8ddf9fbc12b3d2ef063a7f img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-av_image-bb9c6881ef8ddf9fbc12b3d2ef063a7f .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-av_image-bb9c6881ef8ddf9fbc12b3d2ef063a7f av-styling- avia-align-center  avia-builder-el-18  el_before_av_heading  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-4131 avia-img-lazy-loading-not-4131 avia_image ' src=\"https:\/\/mnjinsurance.com\/wp-content\/uploads\/Stock-Market-180x180.png\" alt='Stock-Market' title='Stock-Market'  height=\"180\" width=\"180\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/mnjinsurance.com\/wp-content\/uploads\/Stock-Market-180x180.png 180w, https:\/\/mnjinsurance.com\/wp-content\/uploads\/Stock-Market-150x150.png 150w, https:\/\/mnjinsurance.com\/wp-content\/uploads\/Stock-Market-36x36.png 36w, https:\/\/mnjinsurance.com\/wp-content\/uploads\/Stock-Market-120x120.png 120w, https:\/\/mnjinsurance.com\/wp-content\/uploads\/Stock-Market.png 300w\" sizes=\"(max-width: 180px) 100vw, 180px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_heading-41e19afba514cc2709910ecd97d69499\">\n#top .av-special-heading.av-av_heading-41e19afba514cc2709910ecd97d69499{\npadding-bottom:15px;\ncolor:#2775b4;\n}\nbody .av-special-heading.av-av_heading-41e19afba514cc2709910ecd97d69499 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-av_heading-41e19afba514cc2709910ecd97d69499 .special-heading-inner-border{\nborder-color:#2775b4;\n}\n.av-special-heading.av-av_heading-41e19afba514cc2709910ecd97d69499 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-41e19afba514cc2709910ecd97d69499 av-special-heading-h3 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-19  el_after_av_image  el_before_av_textblock '><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >Stock market volatility<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-av_textblock-0366cc7376be6c9e82a3e9cc8987b64f'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><center>You may be heavily invested in stocks as they approach retirement which could result in large losses to your investments.<\/center><\/p>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_third-0aa7055fe62c3622faec82866afbaeb2\">\n.flex_column.av-av_one_third-0aa7055fe62c3622faec82866afbaeb2{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_one_third-0aa7055fe62c3622faec82866afbaeb2 av_one_third  avia-builder-el-21  el_after_av_one_third  el_before_av_one_third  flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_image-161ae9710f67b9694f598113382a22c2\">\n.avia-image-container.av-av_image-161ae9710f67b9694f598113382a22c2 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-av_image-161ae9710f67b9694f598113382a22c2 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-av_image-161ae9710f67b9694f598113382a22c2 av-styling- avia-align-center  avia-builder-el-22  el_before_av_heading  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-4132 avia-img-lazy-loading-not-4132 avia_image ' src=\"https:\/\/mnjinsurance.com\/wp-content\/uploads\/Longevity-180x180.png\" alt='Longevity' title='Longevity'  height=\"180\" width=\"180\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/mnjinsurance.com\/wp-content\/uploads\/Longevity-180x180.png 180w, https:\/\/mnjinsurance.com\/wp-content\/uploads\/Longevity-150x150.png 150w, https:\/\/mnjinsurance.com\/wp-content\/uploads\/Longevity-36x36.png 36w, https:\/\/mnjinsurance.com\/wp-content\/uploads\/Longevity-120x120.png 120w, https:\/\/mnjinsurance.com\/wp-content\/uploads\/Longevity.png 300w\" sizes=\"(max-width: 180px) 100vw, 180px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_heading-941a9d7f67aeb28a709de63d475ffeda\">\n#top .av-special-heading.av-av_heading-941a9d7f67aeb28a709de63d475ffeda{\npadding-bottom:15px;\ncolor:#2775b4;\n}\nbody .av-special-heading.av-av_heading-941a9d7f67aeb28a709de63d475ffeda .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-av_heading-941a9d7f67aeb28a709de63d475ffeda .special-heading-inner-border{\nborder-color:#2775b4;\n}\n.av-special-heading.av-av_heading-941a9d7f67aeb28a709de63d475ffeda .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-941a9d7f67aeb28a709de63d475ffeda av-special-heading-h3 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-23  el_after_av_image  el_before_av_textblock '><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >Longevity<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-av_textblock-0366cc7376be6c9e82a3e9cc8987b64f'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><center>With improvements to medicine and health care, retirees may live 20-30 years into their retirement and sometimes even longer.<\/center><\/p>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_third-0aa7055fe62c3622faec82866afbaeb2\">\n.flex_column.av-av_one_third-0aa7055fe62c3622faec82866afbaeb2{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_one_third-0aa7055fe62c3622faec82866afbaeb2 av_one_third  avia-builder-el-25  el_after_av_one_third  el_before_av_hr  flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_image-d2b384859c6da0a8220a2d6f90512be0\">\n.avia-image-container.av-av_image-d2b384859c6da0a8220a2d6f90512be0 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-av_image-d2b384859c6da0a8220a2d6f90512be0 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-av_image-d2b384859c6da0a8220a2d6f90512be0 av-styling- avia-align-center  avia-builder-el-26  el_before_av_heading  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-4130 avia-img-lazy-loading-not-4130 avia_image ' src=\"https:\/\/mnjinsurance.com\/wp-content\/uploads\/TAxes-180x180.png\" alt='Taxes' title='Taxes'  height=\"180\" width=\"180\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/mnjinsurance.com\/wp-content\/uploads\/TAxes-180x180.png 180w, https:\/\/mnjinsurance.com\/wp-content\/uploads\/TAxes-150x150.png 150w, https:\/\/mnjinsurance.com\/wp-content\/uploads\/TAxes-36x36.png 36w, https:\/\/mnjinsurance.com\/wp-content\/uploads\/TAxes-120x120.png 120w, https:\/\/mnjinsurance.com\/wp-content\/uploads\/TAxes.png 300w\" sizes=\"(max-width: 180px) 100vw, 180px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_heading-9e6a42c9abb8d60148c9fddba41ee654\">\n#top .av-special-heading.av-av_heading-9e6a42c9abb8d60148c9fddba41ee654{\npadding-bottom:15px;\ncolor:#2775b4;\n}\nbody .av-special-heading.av-av_heading-9e6a42c9abb8d60148c9fddba41ee654 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-av_heading-9e6a42c9abb8d60148c9fddba41ee654 .special-heading-inner-border{\nborder-color:#2775b4;\n}\n.av-special-heading.av-av_heading-9e6a42c9abb8d60148c9fddba41ee654 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-9e6a42c9abb8d60148c9fddba41ee654 av-special-heading-h3 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-27  el_after_av_image  el_before_av_textblock '><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >Income taxes<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-av_textblock-0366cc7376be6c9e82a3e9cc8987b64f'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><center>The majority of taxes &#8211; a staggering amount of 84%* &#8211; solely comes from the Top 25% of income wage earners in America.<\/center><\/p>\n<\/div><\/section><\/div>\n<div  class='hr av-av_hr-dcd2069817a0e3d34ae04cad8f3443c7 hr-default  avia-builder-el-29  el_after_av_one_third  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_heading-627f099d1b21bbd9879bbc2952079783\">\n#top .av-special-heading.av-av_heading-627f099d1b21bbd9879bbc2952079783{\npadding-bottom:10px;\nfont-size:23px;\n}\nbody .av-special-heading.av-av_heading-627f099d1b21bbd9879bbc2952079783 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-av_heading-627f099d1b21bbd9879bbc2952079783 .av-special-heading-tag{\nfont-size:23px;\n}\n.av-special-heading.av-av_heading-627f099d1b21bbd9879bbc2952079783 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-av_heading-627f099d1b21bbd9879bbc2952079783 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-av_heading-627f099d1b21bbd9879bbc2952079783 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-627f099d1b21bbd9879bbc2952079783 av-special-heading-h3 blockquote modern-quote modern-centered  avia-builder-el-30  el_after_av_hr  el_before_av_textblock  av-inherit-size'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >What you want in a financial vehicle isn\u2018t necessarily what you\u2019re getting<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<section  class='av_textblock_section av-av_textblock-0366cc7376be6c9e82a3e9cc8987b64f'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>To the right is everything that you would want in a perfect financial vehicle. We outlined several of the most common accounts that people put their money into to save towards retirement. The &#8220;green&#8221; signifies matching with what you want while the &#8220;red&#8221; signifies it does not match your wants. As you can see, most of the common accounts do not align with what you ultimately would want in a financial vehicle.<\/p>\n<p><a href=\"http:\/\/www.mnjinsurance.com\/wealth-accumulation-vehicles\/\">Learn More &gt;&gt;<\/a><\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-6126cab7d8fab8d08143dd2dacdf673c\">\n.flex_column.av-av_one_full-6126cab7d8fab8d08143dd2dacdf673c{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_one_full-6126cab7d8fab8d08143dd2dacdf673c av_one_full  avia-builder-el-32  el_after_av_textblock  el_before_av_hr  first flex_column_div av-zero-column-padding column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_image-25ef2f3525d3d6da394d1605befeb3b7\">\n.avia-image-container.av-av_image-25ef2f3525d3d6da394d1605befeb3b7 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-av_image-25ef2f3525d3d6da394d1605befeb3b7 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-av_image-25ef2f3525d3d6da394d1605befeb3b7 av-styling- avia-align-center  avia-builder-el-33  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-4191 avia-img-lazy-loading-not-4191 avia_image ' src=\"https:\/\/mnjinsurance.com\/wp-content\/uploads\/Wealth-Building-Vehicles.png\" alt='Wealth Building Vehicles' title='Wealth Building Vehicles'  height=\"571\" width=\"834\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/mnjinsurance.com\/wp-content\/uploads\/Wealth-Building-Vehicles.png 834w, https:\/\/mnjinsurance.com\/wp-content\/uploads\/Wealth-Building-Vehicles-300x205.png 300w, https:\/\/mnjinsurance.com\/wp-content\/uploads\/Wealth-Building-Vehicles-768x526.png 768w, https:\/\/mnjinsurance.com\/wp-content\/uploads\/Wealth-Building-Vehicles-705x483.png 705w, https:\/\/mnjinsurance.com\/wp-content\/uploads\/Wealth-Building-Vehicles-450x308.png 450w\" sizes=\"(max-width: 834px) 100vw, 834px\" \/><\/div><\/div><\/div><\/div>\n<div  class='hr av-av_hr-dcd2069817a0e3d34ae04cad8f3443c7 hr-default  avia-builder-el-34  el_after_av_one_full  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_heading-e214ce154a90961782e59fca2dd8e1eb\">\n#top .av-special-heading.av-av_heading-e214ce154a90961782e59fca2dd8e1eb{\npadding-bottom:10px;\nfont-size:23px;\n}\nbody .av-special-heading.av-av_heading-e214ce154a90961782e59fca2dd8e1eb .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-av_heading-e214ce154a90961782e59fca2dd8e1eb .av-special-heading-tag{\nfont-size:23px;\n}\n.av-special-heading.av-av_heading-e214ce154a90961782e59fca2dd8e1eb .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-av_heading-e214ce154a90961782e59fca2dd8e1eb .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-av_heading-e214ce154a90961782e59fca2dd8e1eb .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-e214ce154a90961782e59fca2dd8e1eb av-special-heading-h3 blockquote modern-quote  avia-builder-el-35  el_after_av_hr  el_before_av_one_half  av-inherit-size'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >Free Guide: How to Escape the Retirement Tax Trap <\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_half-6126cab7d8fab8d08143dd2dacdf673c\">\n.flex_column.av-av_one_half-6126cab7d8fab8d08143dd2dacdf673c{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_one_half-6126cab7d8fab8d08143dd2dacdf673c av_one_half  avia-builder-el-36  el_after_av_heading  el_before_av_two_fifth  first flex_column_div av-zero-column-padding '     ><section  class='av_textblock_section av-av_textblock-0366cc7376be6c9e82a3e9cc8987b64f'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Ever wonder what the most successful, wealthy people are doing to build their wealth? This consumer guide shows you exactly what they are doing and outlines the steps you need to take to implement these strategies yourself. This is a must-read for anyone who is serious about positioning themselves for financial success.<\/p>\n<p><a href=\"http:\/\/mnjinsurance.provenwealthstrategies.com\/Free-Gift\">Learn more \u00bb<\/a><\/p>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_two_fifth-0aa7055fe62c3622faec82866afbaeb2\">\n.flex_column.av-av_two_fifth-0aa7055fe62c3622faec82866afbaeb2{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_two_fifth-0aa7055fe62c3622faec82866afbaeb2 av_two_fifth  avia-builder-el-38  el_after_av_one_half  avia-builder-el-last  flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_image-1700619cbbf22c80ae90051bd117a10a\">\n.avia-image-container.av-av_image-1700619cbbf22c80ae90051bd117a10a img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-av_image-1700619cbbf22c80ae90051bd117a10a .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-av_image-1700619cbbf22c80ae90051bd117a10a av-styling- avia-align-center  avia-builder-el-39  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-4212 avia-img-lazy-loading-not-4212 avia_image ' src=\"https:\/\/mnjinsurance.com\/wp-content\/uploads\/Free-Guide.png\" alt='Free-Guide' title='Free-Guide'  height=\"444\" width=\"600\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/mnjinsurance.com\/wp-content\/uploads\/Free-Guide.png 600w, https:\/\/mnjinsurance.com\/wp-content\/uploads\/Free-Guide-300x222.png 300w, https:\/\/mnjinsurance.com\/wp-content\/uploads\/Free-Guide-450x333.png 450w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"Minimize the amount of taxes you pay for in retirement Life InsuranceHow much in taxes do you want to pay in retirement? If you own any qualified accounts such as 401(k)s or IRAs, you are already heading toward a substantial tax bill coming due once you start using those retirement accounts for income. WATCH THE&hellip;","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":27,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"_links":{"self":[{"href":"https:\/\/mnjinsurance.com\/wp-json\/wp\/v2\/pages\/4105"}],"collection":[{"href":"https:\/\/mnjinsurance.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mnjinsurance.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mnjinsurance.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/mnjinsurance.com\/wp-json\/wp\/v2\/comments?post=4105"}],"version-history":[{"count":0,"href":"https:\/\/mnjinsurance.com\/wp-json\/wp\/v2\/pages\/4105\/revisions"}],"wp:attachment":[{"href":"https:\/\/mnjinsurance.com\/wp-json\/wp\/v2\/media?parent=4105"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}