COBRA Notices Updated by DOL: May 2, 2014

Did you know that on May 2, 2014, the Department of Labor (DOL) issued updates to the Model General Notice and COBRA Election Notice?  Are you confident that you are providing the correct notices in a timely manner to your eligible employees and qualified beneficiaries? The Obama administration announced updates to model notices that employers must provide to employees, informing workers of their eligibility to continue health care coverage through the Consolidated Omnibus Budget Reconciliation Act (COBRA).  The Department of Labor (DOL) on May 2, 2014, released a new model general notice form and model election notice form for providing COBRA notices to employees, and a related notice of proposed rulemaking on the COBRA notice requirements, published in the May 7 edition of the Federal Register.​ Federal agencies also released an updated model notice regarding premium assistance under Medicaid and the Children’s Health Insurance Program (CHIP).

The updated notices let employees and qualified beneficiaries know that if they are eligible for COBRA continuation coverage, they also have an option to purchase coverage through the Affordable Care Act’s (ACA) Health Insurance Marketplace, as the government-run exchange is formally known.  Employees directed to Covered California/public exchange, may qualify for federal subsidies depending on income, and are less likely to opt to pay the full premium to continue with their former employer’s health coverage through COBRA. Regardless of the availability of Covered California/public exchange, employers with 20 or more are still required to comply with COBRA.  Ultimately, the decision of continuation of medical coverage will depend on what is best for the individual/family. For more information on COBRA Continuation Coverage, see the resources below.

or Employees

For Employers

Posters and Flyers


Reference:  As seen at dated August 1, 2015.


This content is provided for informational purposes only.  While we have attempted to provide current, accurate and clearly expressed information, this information is provided “as is” and MNJ Insurance Solutions makes no representations or warranties regarding its accuracy  and completeness.  The information provided should not be construed as legal or tax advice or as a recommendation of any kind.  External users should seek professional advice form their own attorneys and tax and benefit plan advisers with respect to their individual circumstances and needs.